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Regardless Of the Order’s questionable legal authority, banks ought to be ready to interface with their federal regulators relating to perceived debanking actions that will have occurred up to now and may think about creating methods to assure regulators that “politicized or illegal debanking” will not happen in the future. Given the supervisory scrutiny of banks’ documentation of AML evaluations, compliance groups may have to make certain that the bank’s data fulsomely memorialize the reasons justifying account exit. The other two statutes cited in the Order, the FTC Act and the CFPA, can also show problematic for regulators looking for to make out a case of politicized or illegal debanking.

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